FAQs

FAQs

Legacy Title & Escrow, LLC

Q&A for a Title Company in Missouri

  • What is a title company?

    A title company helps facilitate real estate transactions by ensuring the title to the property is legitimate and clear of any liens or claims. They also handle the closing process and manage the disbursement of funds. For more information please call Legacy Tile and Escrow.


    A Title Company is a non bias third party to the closing transaction and assures the parties involved in the transaction that the property will be free and clear of all Liens and encumbrances at time of settlement as well as produce a Title Insurance Policy for the Borrowers and Lender that indicate the same . We run a fully extensive search on the property and produce a commitment in full reflection of what is of record against the real estate, this includes judgments, liens, marital status, and proper chain of title. For more information, please call Legacy Tile and Escrow.

  • Why do I need a title search?

    A title search verifies the property's ownership history and identifies any potential issues, such as liens, easements, or unresolved claims. This helps protect your investment and ensures you receive a clear title insurance policy. For more information, please call Legacy Tile and Escrow.

  • What is title insurance?

    Title insurance is a policy that protects against financial loss and legal expenses if there are defects in a property's title. It's a contractual agreement that protects both home buyers and lenders from issues that could jeopardize their ownership of the property. At the time of Purchase you have the Option to purchase an Owner’s Title Insurance Policy, this is not a requirement, however, is highly suggested to insure your protection from the past owners of the real estate. This policy is a one-time premium paid at closing. For more information, please call Legacy Tile and Escrow.

Share by: